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Superannuation calculator



The FIDO super calculator works for the most common type of fund, called an accumulation fund. The calculator will not work for defined benefit funds.

Online versionView the online version of the super calculator (requires Adobe Flash Player)
Note: you are able to print results but not save.
Excel versionDownload the excel spreadsheet version of the super calculator (click on icon to right).
Note: you are able to print and save results.
CalculatorSuper-20091222.xls

What the calculator does

Super calculator guide

Consider your own circumstances carefully when using this calculator. You might need expert, licensed advice financial advice.

The calculator lets you see the long term effects of:

  • the most common fees charged by various funds
  • making extra contributions
  • receiving government co-contributions if eligible
  • breaking or reducing contributions as a result of time out of the workforce
  • switching your investment strategy or changing funds.
Here is an example of what the calculator can show you:
Information you will need
  • your latest member (or annual benefit) statement
  • the most up-to-date product disclosure statement or member information booklet.

In an accumulation fund, the amount of money you get when you retire (your retirement benefit) depends on how much you contribute and how much your fund earns from investing your contributions.

In a defined benefit fund, the money you get when you retire usually depends on how long you have worked for your employer and how much money you are earning from your employer when you retire. The calculator also does not work for retirement income stream products.